Finance Center

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Get approved for affordable auto loans in Hillsdale, MI,
with help from the finance team at Southern Michigan Motors.

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Flexible Auto Financing For Hillsdale Drivers

 For over 60 years, Southern Michigan Motors has been helping Hillsdale drivers get behind the wheel of dependable used vehicles. If you aren’t prepared to pay full price, no worries! Our team can help you get approved for affordable financing solutions tailored to your needs. 

No matter your credit score, our team will work with you to find the right terms, rates, and loans that align with your budget. Browse our inventory and contact us to start the application process online risk-free. The car of your dreams is just a few clicks away!

Apply for Financing

Apply for Financing

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Auto Financing FAQs

Can I get auto financing with bad credit?

Of course! Whether you have good credit, bad credit, or no credit, with our finance team’s longstanding relationships with various lenders, we can help you secure a car loan that works for you.

What factors do lenders consider when approving auto loans?

Lenders typically assess factors like your credit score, income, employment history, the loan amount, and the vehicle's value when approving auto loans. But even if any of these factors are less than ideal, our team can still help you get approved for an affordable car loan.  

Can I refinance my auto loan?

Yes, you can refinance your auto loan to potentially secure a lower interest rate, reduce monthly payments, or adjust the loan term.

How can auto-financing improve my credit score?

Financing a vehicle is a great way to build your credit, even if it has to be from the ground up! Whether you’re new to the world of credit or your score has had some trouble catching up, having affordable payments that you pay off regularly and on time can really make a difference in improving your credit score.

Contact Us

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Give us a call at (517) 437-7334 or click here to send us a message!

99 W Carleton Rd, Hillsdale, MI 49242